Insurance Agent Joel Laird
STATE FARM® INSURANCE AGENT, SMYRNA, TN

Joel Laird

RICP®

Would you like to get a quote?

Office Details:

Street Address:

35.983244
-86.519477
11 N Lowry St
Smyrna, TN 37167-2540

Landmark:

Right across Lowry from the downtown Smyrna roundabout

Languages:

English

Office Hours (CST):

Monday - Friday 9:00 - 5:30
Weekends/Evening By Appt
24 Hr Customer Svc By Phone

Phone:

Need help with a claim?

Start or track your claim online, or with the State Farm® mobile app.

Need to pay a bill?

Pay current insurance bills, manage notifications and set up future payments.

About Me:

  • State Farm Agent in Smyrna and Murfreesboro
  • State Farm Experience Since 2008
  • State Farm Chairman's Circle Qualifier
  • Offering Car Insurance Quotes in Smyrna
  • State Farm Smyrna Insurance Out of State Transfers
  • Call for Free Auto Insurance Quotes
  • Offering Car Insurance in Smyrna
  • Smyrna Home Insurance
  • Quotes on Life Insurance
  • Rutherford County Insurance Out of State Transfers
  • Rutherford County Business Insurance Quotes
  • Call our Smyna State Farm Office For Quotes
  • Visit Our Office to Save on Insurance
Your #1 choice for life insurance. For J.D. Power 2023 award information, visit jdpower.com/awards


Let us help you create a Personal Price Plan®

Everyone loves saving money. Customize a coverage plan that helps protect what’s important to you – family, things and your bottom line. From safe driving rewards, bundling options and discounts*, Joel Laird can help you create a solution that’s right for you.

Prices are based on rating plans that may vary by state. Coverage options are selected by the customer, and availability and eligibility may vary.
*Customers may always choose to purchase only one policy, but the discount for two or more purchases of different lines of insurance will not then apply. Savings, discount names, percentages, availability and eligibility may vary by state.



Auto Insurance

Buckle up with State Farm, and get auto insurance in Smyrna, TN that fits your needs. You’ve got plenty of options — from collision and comprehensive to rental and rideshare. If you need more than an auto policy for the family, we provide car insurance coverage for new drivers, business travelers, collectors, and more. Not to mention, State Farm is the largest auto insurance provider in the U.S.1 You could even save more by combining the purchase of auto and home policies.

Joel Laird in Smyrna, TN will help you get your Personal Price Plan for auto insurance. It’s fast and easy!

1. Ranking and data from S&P Global Market Intelligence, based on direct premiums written as of 2018.

Start your car insurance online quote. It’s fast and easy!



Recreational Vehicles

Do you enjoy the great outdoors with a motorcycle, motorhome, camping trailer, boat or off-road vehicle?  The world of recreational vehicles is almost as diverse as the list of recreational activities you might enjoy with them!  Recreational vehicles are built for adventure, but before you head out to hit the open road, water or trails make sure your toys have quality coverage with options designed with recreational vehicles specifically in mind.  Protect your most valued items wherever you roam.

Want more information? Ask Joel Laird in Smyrna, TN about a recreational vehicle insurance quote.

Call or email an agent for a recreational vehicle quote.



Homeowners Insurance

Protect your largest investment from unexpected events life may throw your way with State Farm® Homeowners Insurance in Smyrna, TN. So, what’s covered?1 Your home insurance ensures you can repair or replace your home, as well as the items you value. Personal property is covered even if you're on vacation, running errands or holding items in storage. More homeowners choose State Farm as their home insurance company over any other insurer.2

Joel Laird in Smyrna, TN will help you get started after you complete a homeowners insurance online quote. It’s fast and easy!

1. Please refer to your actual policy for a complete list of covered property and covered losses.
2. Data provided by S&P Global Market Intelligence and State Farm Archive.

Start your homeowners insurance quote. It’s fast and easy!

StateFarm Ting

Protect your place from electrical fires

  • State Farm and Ting* can help you prevent electrical fires before they happen – for free.
  • Ting program only available to eligible Non-Tenant State Farm Homeowner policyholders.
Explore Ting

* The State Farm Ting program is currently unavailable in AK, DE, NC, SD and WY



Renters Insurance

Renters insurance, also known as apartment insurance, covers your personal property — like computers, TVs, electronics, bicycles, furniture, and clothing — both inside and away from your apartment or other home that you may rent. Renters’ insurance coverage1 even extends to personal property in your car. Renters insurance typically covers losses to your personal property caused by fire, smoke damage, sudden and accidental covered water damage, thefts, burglaries, vandalism or vehicle damage.

1. Please refer to your actual policy for a complete list of covered property and covered losses.

Start your renters insurance quote. It’s fast and easy!



Personal Articles

Do you have important treasures like collectibles, jewelry, sports equipment, and others? Your homeowners or renters insurance policy may limit coverage on some of your most valuable items. Make sure your valuables are protected with a Personal Articles Policy in Smyrna, TN. A State Farm® Personal Articles Policy can even provide personal property coverage1 worldwide (perfect for vacations) in case of theft, accidental damage, or loss.

Want more information? Ask Joel Laird in Smyrna, TN about a personal property insurance quote.

1. Please refer to your actual policy for a complete list of covered property and covered losses.

Call or email an agent for a personal articles insurance quote.



Business Insurance

Whether your business is just starting, growing or maturing, State Farm will provide you with smart options for business insurance in Smyrna, TN. Your insurance for business may include1 a business owners policy, commercial auto policy, individual health policy or even workers’ compensation. Like you, our agents are small business owners who know the importance of developing a plan for continued financial security. We know your business means everything to you. As it grows, make sure you have the right business insurance products for your business.

Work with Joel Laird in Smyrna, TN to get a small business insurance quote and choose what products are right for you.

1. Please refer to your actual policy for a complete list of covered property and covered losses.

Start your small business insurance quote today!



Life Insurance

Whether the death benefit helps your beneficiary pay housing costs, maintain a current standard of living, or helps pay for your children’s education, State Farm® life insurance helps your life's moments live on. Help secure the future of your family with a term, whole, or universal life policy. You have choices, and we have policies to fit nearly every need and budget.

By-the-way. If you thought you that you could not qualify for life insurance, Guaranteed Issue Final Expense is now available. The death benefit can help with final expenses, including funeral, burial costs, medical bills, cremation, or other debt.

Life Enhanced®

Build a stronger well-being.
Get guidance and motivation to strengthen key areas of your overall wellness.
Take a closer look

Joel Laird in Smyrna, TN will help you get started after you complete a life insurance online quote.

Start your life insurance online quote. It’s fast and easy!



Health Insurance

As you experience changes in your life, your health insurance coverage should adjust as well. Let State Farm help you find the right policy for health insurance in Smyrna, TN. We offer a variety of affordable supplemental health, Medicare supplement, or individual medical coverage plans. You may even protect your paycheck with disability insurance to help cover monthly expenses.

Work with Joel Laird in Smyrna, TN to get a health insurance quote and choose a plan designed to fit the needs of a family, individual, or senior citizen.

Start your hospital income online insurance quote.



Banking

Banking, your way. When, where, and how you want. When you're looking for help to achieve your financial goals, we want to be your first and best choice in Smyrna, TN. Thanks to an alliance between U.S. Bank® and State Farm®, now, you'll be able to apply for U.S. Bank Checking, Savings, CDs, Retirement CDs and Credit Cards online or through your local State Farm agent.

Talk with Joel Laird in Smyrna, TN to get more information about available U.S. Bank banking products.

Call or email an agent for product information.



Annuities

Let State Farm® support your financial future with an investment through annuities in Smyrna, TN. Immediate annuities may guarantee an income for life, while tax-deferred annuities could help increase your retirement savings. Selecting the best annuity option depends on your financial goals and market conditions. Create a future stream of income or payments with an investment option that grows for you. State Farm can help clear the confusion and misinformation out there when it comes to annuities.

Talk with Joel Laird to get more information about annuities in Smyrna, TN that support your financial goals.

Call or email an agent for investment information.



Mutual Funds

Invest in your future and help meet your goals with State Farm® Investment Planning Services. You’re offered a variety of account types and multiple investment products. Feel free to check the investment firm or professional’s background at FINRA's Broker Check®. State Farm VP Management Corp. Customer Relationship Summary

Talk with Joel Laird to get more information about mutual funds in Smyrna, TN and financial opportunities.

Call or email an agent for investment information.



Pet Insurance

StateFarm Trupanion

When your pets need medical attention, the last thing you should worry about is cost. Unfortunately, many pet owners find themselves facing tough decisions about their dog or cat’s care. We’re here to help. State Farm works with Trupanion® – a leader in high-quality pet medical insurance – to make it easier for pet owners to care for their furry family members.

Want more information? Ask Joel Laird in Smyrna, TN about a pet medical insurance quote.

Start your pet medical insurance quote. It’s fast and easy!

About Me:

  • State Farm Agent in Smyrna and Murfreesboro
  • State Farm Experience Since 2008
  • State Farm Chairman's Circle Qualifier
  • Offering Car Insurance Quotes in Smyrna
  • State Farm Smyrna Insurance Out of State Transfers
  • Call for Free Auto Insurance Quotes
  • Offering Car Insurance in Smyrna
  • Smyrna Home Insurance
  • Quotes on Life Insurance
  • Rutherford County Insurance Out of State Transfers
  • Rutherford County Business Insurance Quotes
  • Call our Smyna State Farm Office For Quotes
  • Visit Our Office to Save on Insurance

Our Mission:

Our mission is to help people manage the risks of everyday life, recover from the unexpected and realize their dreams.

Our Team:

Team Member Profile Photo William Fields
William Fields
Office Manager
As a Murfreesboro native, I enjoy helping those in my community and beyond. I began working in insurance in 2017. I am licensed in life, health, auto and fire insurance. I started with this office in 2019 after moving back home from St. Louis and have enjoyed my time here since with this awesome team. When I am not at work, I am either painting, doing community projects, or spending time with family and friends
Team Member Profile Photo Jessica McCormack
Jessica McCormack
Account Manager
I am from Murfreesboro, Tennessee originally. I started my insurance career in 2013 and moved over to the Joel Laird office in 2019. I enjoy being surrounded by insurance professionals and individuals that care about customers. Reading Harry Potter, bird watching, and yoga are a few of my favorite things!
Team Member Profile Photo Shelly O'Byrne
Shelly O'Byrne
Auto/Home/Life Insurance Rep
My belief is through education and communication there are many ways I can help insure the financial future of State Farm customers just like you.
Team Member Profile Photo Natalee Martin
Natalee Martin
Team Member Profile Photo Kelley Hall
Kelley Hall
Office Representative
I started my insurance career in 1985. I am originally from Manchester, Tennessee. I have been working at the Joel Laird Agency for years! I am licensed in Property & Casualty, Life and Health Insurance. I enjoy crafting, cooking and traveling! I do everything with my partner in crime, Cash. He is my fluffy, furry Morkiepoo!
Team Member Profile Photo Michael Richardson
Michael Richardson
Office Representative
I have many years of insurance experience under my belt. My insurance career started in 2011. I am originally from Memphis, Tennessee and enjoy helping my community get the coverage they need. I am licensed in Property & Casualty, Life and Health insurance. Outside of the office, I like to stay active, although I am a foodie!
Team Member Profile Photo Davis Witt
Davis Witt
Multiple Line Representative
I'm a South Florida native and moved to Murfreesboro when I attended MTSU and played football for the Blue Raiders. I love Middle Tennessee and now call this area home. I'm here to help you with your auto insurance, homeowners insurance, and life insurance needs.
Team Member Profile Photo Tate Huffman
Tate Huffman
Multiple Line Representative
I was born and raised in Rutherford County. I graduated from MTSU and have been working within the insurance business since then. I'm here to help you with your auto insurance, home insurance, and life insurance.

Agent's Credentials and Licenses:

TN-2336657

Disclosures

Investors should carefully consider investment objectives, risks, charges and expenses. This and other important information is contained in the fund prospectuses and summary prospectuses which can be obtained by visiting the prospectus page on statefarm.com. Read it carefully. AP2023/02/0243

Securities distributed by State Farm VP Management Corp. State Farm VP Management Corp. Customer Relationship Summary

Securities Supervisor address:100 E Vine St Ste 309 , Murfreesboro, TN 37130-3734 Phone: 615-692-6607

Deposit products offered by U.S. Bank National Association. Member FDIC.

The creditor and issuer of this credit card is U.S. Bank National Association, pursuant to a license from Visa U.S.A. Inc.

Life Insurance and annuities are issued by State Farm Life Insurance Company. (Not Licensed in MA, NY, and WI) State Farm Life and Accident Assurance Company (Licensed in New York and Wisconsin) Home Office, Bloomington, Illinois.

Pet insurance products are underwritten in the United States by American Pet Insurance Company and ZPIC Insurance Company, 6100-4th Ave. S, Seattle, WA 98108. Administered by Trupanion Managers USA, Inc. (CA license No. 0G22803, NPN 9588590). Terms and conditions apply, see full policy on Trupanion's website for details. State Farm Mutual Automobile Insurance Company, its subsidiaries and affiliates, neither offer nor are financially responsible for pet insurance products. State Farm is a separate entity and is not affiliated with Trupanion or American Pet Insurance. 

Pre-existing conditions: If you currently have a pet medical insurance policy, switching carriers or purchasing a new policy may affect certain provisions such as coverages for pre-existing conditions or deductibles already established under your current policy. Let your State Farm® agent know if your existing policy has provisions that might make it beneficial for you to keep. 

State Farm (including State Farm Mutual Automobile Insurance Company and its subsidiaries and affiliates) is not responsible for, and does not endorse or approve, either implicitly or explicitly, the content of any third party sites referenced in this material. Products and services are offered by third parties and State Farm does not warrant the merchantability, fitness or quality of the products and services of the third parties.

Benefit available for State Farm customers who have purchased a new life insurance policy since January 1, 2022. While anyone over 18 years of age can join Life Enhanced, certain app features, including rewards, may not be available unless you own an eligible State Farm life insurance policy. At this time, policyholders in Florida and New York are not eligible for the full program. Please note that some policyholders may experience a delay before a new policy is eligible for rewards.

This is not a solicitation to buy or sell State Farm insurance products.

Life Enhanced participation subject to program eligibility and varies by state. Subject to terms and conditions of the agreement. Life Enhanced app is available for Android and iOS. An iOS or Android mobile device may be required to use all Life Enhanced program features. Customers must agree to authorize State Farm to collect health and wellness information data. Mobile application users must agree to a licensing agreement.

Pursuant to relevant tax law, State Farm may send to you and file with the Internal Revenue Service and/or other applicable tax authority a Form 1099-MISC (Miscellaneous Income) for the redemption of Life Enhanced rewards as appropriate. You are solely responsible for any tax consequences arising from the redemption of Life Enhanced rewards. State Farm does not provide tax or legal advice. You may wish to discuss the potential tax consequences of your participation in the Life Enhanced program with a tax or legal advisor.

Each State Farm Insurer has sole financial responsibility for its own products.

State Farm Life Insurance Company (Not Licensed in MA, NY or WI)

State Farm Life and Accident Assurance Company (Licensed in NY and WI) Bloomington, IL

State Farm VP Management Corp. is a separate entity from those State Farm entities which provide banking and insurance products. Investing involves risk, including potential for loss.

Neither State Farm nor its agents provide tax or legal advice. Please consult a tax or legal advisor for advice regarding your personal circumstances.